dumb question #1

[Josh Mellicker]

I'm going to ask some dumb questions, I am still fuzzy on paths and  
some basic variable issues:

After this:

     answer file "locate the .htm file for me please" as sheet
     put it into htmPathFile

if i put:

     put URL "file:" & htmPathFile into fld "htm"


this results in the path & filename going in the field, not the  
contents of the file.

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2.

but this:

     put "file:" & htmPathFile into tFile
     put URL tFile into fld "htm"

results in the actual text content of that file being put in.

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I don't understand why they are different?!?